Tools
Estimate repayments using a credit profile selected by the customer. This calculator provides general estimates only. Finkey has not assessed the customer's credit standing, eligibility or ability to repay.
Loan details
Enter the finance parameters to estimate repayments.
Finance amount
Deposit (optional)
Amount financed: $30,000
Loan term (months, max 72)
Repayment frequency
Fortnightly repayment
Green Plan$389.22
78 payments over 36 months · interest-free
The Green Plan is a 0% (interest-free) payment plan available through Finkey Network Vendors only.
The quoted repayment includes a $2.30 weekly fee and excludes a $75 one-off application fee which is payable with the first repayment.
Green Loan details
Interest rates starting from 7.29% pa** fixed Comparison rate 8.45% pa^
Select the profile the customer believes best describes their circumstances. This selection is not a credit score or assessment by Finkey and may not reflect the interest rate offered following an application.
You confirm that the customer selected or instructed you to select this credit profile and you have not represented that Finkey has assessed or approved the customer.
All repayments are fortnightly — 130 payments.
No estimate yet
Select a credit profile to see the estimated fortnightly repayment.
Fees and charges
An application fee applies:
- $99 for finance amounts up to and including $9,999.99
- 1.4% of the finance amount from $10,000, capped at $299
- $15 direct debit dishonour fee if a scheduled payment is dishonoured
- No early repayment fee
- $2.40 weekly account-keeping fee
Other fees or charges may apply under the credit contract.
Any permitted changes to fees will be made and disclosed in accordance with the credit contract and applicable law.
Important information
This calculator is for illustrative purposes only. It uses information entered by the vendor or customer, including a credit profile selected by the customer. Finkey has not verified that information or assessed the customer's credit standing, financial circumstances, eligibility or ability to repay.
The result is not financial advice, a quote, an offer of credit, an approval or a guarantee that finance will be available. Any application is subject to Finkey's lending criteria, verification, credit assessment and responsible lending obligations.
The interest rate, comparison rate, repayment amount, loan term, fees and total amount payable may differ from this estimate. Customers should review the applicable credit contract and disclosures before accepting finance.
**The advertised interest rate is indicative only and is based on a customer with an excellent credit profile. Your final interest rate, repayments and any applicable fees will depend on Finkey's assessment of your application, including your credit profile, financial circumstances and other lending criteria. Interest rates, fees and charges are subject to change without notice. An application fee applies of $99 for loans up to $10,000, or 1.4% of the approved loan amount for loans over $10,000, capped at $299. An account keeping fee, if applicable, and any default or dishonour fees are disclosed in your loan contract. All applications are subject to Finkey's credit assessment and approval. Terms, conditions, fees and eligibility criteria apply.
^ Comparison rate calculated on a secured loan of $30,000 over a term of 5 years based on fortnightly repayments. WARNING: This comparison rate is provided for comparison purposes only. Different loan amounts, loan terms, repayment frequencies, interest rates, fees and charges may result in a different comparison rate. Fees contingent on future events, including default and dishonour fees, are not included in the comparison rate.
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All applications are subject to Finkey’s credit assessment and approval. Terms, conditions, fees and eligibility criteria apply.