0% Green Payment Plan
Interest-free finance for eligible clean-energy projects installed by Finkey Network Vendors.
About Finkey
Finkey Capital is an independent non-bank consumer financier specialising in 'green' financing for home improvements, renovations and home-efficiency upgrades.
What we offer
‘Green’ Home Improvement Loan
Personalised fixed-rate loans for renovations, repairs and larger sustainable projects.
Before you apply
Creditworthiness
Finkey Capital places importance on a solid credit history. To qualify, consumers typically need a good credit score demonstrating responsible financial behaviour. A higher credit score increases your chances of approval and may allow you to borrow at our lowest possible advertised rate.
Financial stability
Showcasing financial stability is crucial. Finkey Capital may require evidence of consistent income or employment to ensure borrowers can comfortably manage loan repayments.
Project purpose (eligible purpose)
Our financial products are payment options provided through your tradie or one of our Network Vendors, with stringent eligibility requirements to ensure we invest in building a sustainable future: sustainable materials, eco-efficiency and green technology.
Loan amount and terms
Determine the precise amount you need for your green home upgrades and understand the loan terms. Finkey Capital offers competitive rates and flexible terms, allowing you to choose a repayment plan that suits your budget.
Documentation
Your Finkey Network Vendor will provide supporting documents for your project: before and after photos, invoices, scope or contracts, if applicable. Finkey Capital uses this to qualify the purchases as eligible and may use these to assess your proposed improvements' feasibility and environmental impact.
Vendor licensing
Electricians working on solar, battery, on-grid, off-grid and wind power installations in Australia must meet specific licensing and qualification requirements to ensure safety, compliance and quality of work. Customers should always verify the qualifications of their chosen electrician.
Solar power installation
- Clean Energy Council (CEC) accreditation for grid-connected solar systems
- A valid electrical licence for the relevant state or territory
- Authorisation to connect grid-connected installations to the electricity grid
Battery storage integration
- CEC battery storage endorsement in addition to solar accreditation
- A maintained electrical licence
Off-grid systems
- CEC Design and Install Stand-Alone Power Systems (SAPS) accreditation
- A valid electrical licence
Wind power generation
- Specialised training and experience for wind turbine work
- A valid electrical licence for all connections and components
Every vendor in the Finkey network is screened against these standards. Read our vendor compliance & quality standards.
Licensed Australian credit provider (Australian Credit Licence 550288). Clear terms, protected data and responsible lending built in.
All applications are subject to Finkey’s credit assessment and approval. Terms, conditions, fees and eligibility criteria apply.