Finkey, Finkey Operations and the Finkey logo are trademarks of Finkey Capital Pty Ltd.
Finkey Capital Pty Ltd ABN 37 662 168 916 Australian Credit Licence 550288.
Applications are subject to Finkey's eligibility criteria, credit assessment and approval.
The information on this website is general in nature and has been prepared without taking into account your objectives, financial situation or needs. You should consider whether our products are appropriate for your circumstances before applying for credit.
By accessing or using this website, you agree to our Terms of Use and Conditions, Privacy Policy and Cyber Security Statement.
Our Target Market Determinations, Credit Guide, Complaints Process and other required regulatory disclosures are available on this website.
Terms, conditions, rates, fees and charges apply and may change from time to time.
Payment guarantees or settlements to vendors and authorised organisations, including tradespersons, builders, project managers, installers, contractors, product distributors, importers and manufacturers, are contingent upon successful vendor onboarding with Finkey Capital Pty Ltd, verification of the project or works by the borrower, compliance with the Vendor Terms and Conditions, and the applicable General Terms and Conditions.
Please note that your personalised rate may change if the personal, financial or installation information provided in your final credit application differs from the information submitted in your Green Rate Discovery (pre application). Finkey may request additional information to verify your eligibility and determine your final interest rate and loan terms.
QUOTED INTEREST RATE DISCLAIMERS
**The advertised interest rate is indicative only and is based on a customer with an excellent credit profile. Your final interest rate, repayments and any applicable fees will depend on Finkey’s assessment of your application, including your credit profile, financial circumstances and other lending criteria. Interest rates, fees and charges are subject to change without notice. An application fee applies of $99 for loans up to $10,000, or 1.4% of the approved loan amount for loans over $10,000, capped at $299. An account keeping fee, if applicable, and any default or dishonour fees are disclosed in your loan contract. All applications are subject to Finkey’s credit assessment and approval. Terms, conditions, fees and eligibility criteria apply.
^ Comparison rate calculated on a secured loan of $30,000 over a term of 5 years based on fortnightly repayments. WARNING: This comparison rate is provided for comparison purposes only. Different loan amounts, loan terms, repayment frequencies, interest rates, fees and charges may result in a different comparison rate. The comparison rate does not include fees or charges that are contingent on a future event, such as default or dishonour fees.
